The Edvisor Insurance Marketplace was built for the education travel industry. It gives agencies and educators access to world class insurance providers and makes exploring and booking insurance policies easy, quick and efficient.
Our purpose is your better health. We are a trusted partner in helping our members and travelers make more informed healthcare decisions, transact with healthcare systems, and generally live healthier lives.
NIB OSHC Insurance - Marketplace
Nib Group is a trusted international health partner, empowering our members to make better decisions and improve health outcomes through greater accessibility to affordable health services and information.
nib Group provides health and medical insurance to over 1.6 million Australian and New Zealand residents. We also provide health insurance to more than 190,000 international students and workers in Australia.
In addition, we are Australia's third largest travel insurer and global distributor of travel insurance through our business nib Travel, providing financial protection and assurance to travellers wherever they are in the world.
Recruitment markets
insurance is available for all markets around the world.
Destination market
Australia.
Product
As you are aware international students who wish to study in Australia are required as part of their visa application through the Department of Home Affairs (DHA) to show proof they have purchased OSHC.
Public hospital
100% of the State and Territory health authorities’ rate for public hospitals.
Specialist services
85% of the Medicare Benefits Schedule (MBS) for specialist services and treatment to support day-to-day health needs, usually as requested by a doctor.
MRIs
MRI scans are only payable by nib if all three (3) of the following criteria are met:
- The MRI must be referred by a registered specialist medical practitioner and
- The MRI must be listed on the Medicare Benefits Schedule (MBS) and have an eligible Medicare Item Number and
- The MRI must be performed on a Medicare Eligible MRI Unit by a Medicare eligible provider.
Medical Services
100% of the Medicare Benefits Scheme (MBS) fee for medical treatment provided in a hospital includes:
- Doctors
- Specialists
- Pathology
- Diagnostic imaging
Prostheses
100% of the benefit covered for approved surgically implanted prosthetic devices as determined by the Federal Government.
Prescription medication
Limit of $50 per prescription item listed on the Pharmaceutical Benefits Scheme (PBS), after you pay the PBS Patient contribution.
- $300 yearly limit for singles
- $600 for couples and families.
Benefits are for prescription items listed on the PBS only.
Emergency ambulance
100% of medically necessary transport provided by a State and Territory Ambulance Service.
Waiting periods
Waiting periods apply if you are new to health insurance. You need to serve the waiting periods before you are entitled to receive the benefits below.
- Pregnancy and birth related services – 12 months
- Pre-existing conditions – 12 months
- Psychiatric services – 2 months
Work with the Edvisor Insurance Marketplace
At Edvisor, we are 100% committed to support agencies through the marketplace, improving efficiency in their operation. For any training or support, please arrange a meeting with your account manager.
As well, check all the Edvisor Insurance Marketplace Terms and Conditions and our Edvisor Insurance Marketplace FAQs.