Bupa

• Access to Private and Public Hospitals: Enjoy peace of mind with comprehensive coverage for in-patient services, accommodation, and theatre fees at our Members First, Network, and public hospitals.
  
  
• Convenience: Choose the location and timing for your treatment at Members First and Network Hospitals—putting control back in your hands.
  
  
• Hospital Services: Benefit from clinically required inpatient treatment that's eligible for a Medicare benefit.
  
  
• Doctors and Specialists: Receive up to 100% of the Medicare Benefits Schedule (MBS) fee for medical services, whether in or out of the hospital.
  
  
• Pharmacy: Claim up to $50 per prescription item after meeting the PBS co-payment fee.
  
  
• Emergency Ambulance: Count on unlimited emergency ambulance transportation and immediate treatment from our approved providers.
  
  
• Medical Repatriation: If you face a life-altering or terminal illness, we'll assist with the costs of returning you to your home country.
  
  
• Private Room: Enjoy the privacy of your room where available, or get a $50 refund for overnight stays at our Members First hospitals.

• For all pre-existing conditions except psychiatric ones.
• Pregnancy-related conditions.

• For treatments due to an accident after joining.

• Conditions specified under "Emergency Treatment" in our Important Information Guide.

• Unapproved procedures by the Medical Services Advisory Committee.
• Procedures not recognized by Medicare.
• Experimental treatments.
• Respite care.
• Elective cosmetic surgery.

• Coverage for couples: OSHC Couple provides health coverage for international student couples in Australia. *Dependants can work 40 hours/week.

• Comprehensive medical services: The plan includes essential medical services such as doctor visits, hospital care, and prescribed medications.

• Optional extras: OSHC Couple offers additional benefits like dental, optical, and other cover options.

• Simple claims process: Couples can easily submit claims for eligible expenses through an online or mobile app.

• 24/7 customer support: BUPA provides round-the-clock assistance for health-related inquiries or emergencies.

• Mental health benefits: You can access mental health benefits, including psychology and counselling services, without having a GP care plan in place. 

• Access to Private and Public Hospitals: Peace of mind knowing that in most cases you’re covered for in-patient services, accommodation and theatre fees at Members First, Network and public hospitals.

• Convenience: Get peace of mind by choosing where and when you’d like to be treated at Members First and Network Hospitals.

• Hospital (in-patient) services: Clinically required inpatient treatment receiving a Medicare benefit.

• Doctors and Specialists: Get up to 100% of the Medicare Benefits Schedule (MBS)1 fee for the cost of medical services provided by doctors or specialists in or out of the hospital.

• Pharmacy: Claim up to $60 per script item once you’ve paid the PBS co-payment fee.

• Emergency Ambulance: Unlimited emergency ambulance transportation and on-the-spot treatment by our recognized providers.

• Medical Repatriation: We’ll help cover the costs of returning you to your country of origin if you become terminally ill or if you suffer a substantial life-altering illness/injury.

• Private Room: Get your room where available or $50 back from the hospital when you stay overnight at our Members First hospitals.

• OSHC Extras: You can choose "Extras cover" for services that OSHC doesn’t cover, such as dental, physio, chiro and optical.

• More benefits: 24-hour Student Advice Line, Bupa health and wellness, myBupa.

12 Month Waiting Period:

• For all pre-existing conditions, ailments and illnesses (excluding those of a psychiatric nature where no waiting periods apply)
• Pregnancy-related conditions

Waiting periods don’t apply when:

• Treatment is required as a result of an accident sustained after joining us
• You have a condition which is defined under the Emergency Treatment section of the Important Information Guide

• Procedures not approved by the Medical Services Advisory Committee.
• Procedures not recognized by Medicare.
• Experimental treatment.
• Respite care.
• Elective cosmetic surgery

Other services need to be fully covered or covered. If you want more information, including what’s covered and what’s not, read this with our Important Information Guide.