NIB OSHC: waiting periods
Last updated: May 6, 2026
NIB OSHC waiting periods: 12 months for pregnancy and pre-existing conditions, 2 months for psychiatric services.
Waiting periods apply to new NIB OSHC members before specific benefits become available.
Standard waiting periods
Important
No benefits paid during the waiting period for the relevant service. After the waiting period, full coverage applies per the policy.