NIB OSHC: coverage details

Last updated: May 6, 2026

NIB OSHC coverage breakdown: hospital, specialists, MRI, prescription medicines, ambulance. Standard Australian visa-compliant single OSHC policy.

NIB OSHC product details. Single policy, Australian visa-compliant.

Hospital cover

Outpatient services

Prescription medicine

  • $50 per prescription item on Pharmaceutical Benefits Scheme (PBS), after PBS patient contribution.
  • Annual limits: $300 single, $600 couple/family.
  • Only covers items on the PBS list.

Emergency ambulance

100% of medically necessary state/territory ambulance transport.


Source: https://help.edvisor.io/insurance/nib-oshc