Allianz Care Australia OSHC
Last updated: October 27, 2026
Allianz Care Australia is a major Australian OSHC provider, part of Allianz Group. Consolidated reference for the Standard OSHC product: coverage details (hospital, medical, prescriptions, exclusions) and waiting periods and transfers. Available worldwide for Australia-bound students.
Allianz Care Australia is one of the largest Australian Overseas Student Health Cover (OSHC) providers for international students, workers, and visitors.
Part of the Allianz Group, operating in 70 countries with 100 million customers worldwide. Brand history: Worldcare (1983) → Mondial Assistance (2001) → Allianz Global Assistance (2012) → Allianz Care (2020).
Available on Edvisor
Recruitment markets: Worldwide.
Destination market: Australia only.
Product: Standard OSHC. Australian visa-compliant.
Standard OSHC coverage
Allianz Care Australia Standard OSHC: medical and hospital benefits for international students in Australia.
Hospital cover
Service | Allianz Care pays |
|---|---|
Public hospital (shared ward, accident/emergency, outpatient, post-op) | Rate determined by State/Territory health authorities for non-Australian residents |
Private/registered day hospital (agreement hospital) | 100% of contracted charges, minimum shared ward |
Surgically implanted prostheses (on Federal Government list) | 100% of cost as listed |
Ambulance (medically necessary) | 100% of charge from approved service |
Medical cover
Service | Notes |
|---|---|
GP services | Most General Practitioner services |
Specialist medical services | Pathology, radiology, including specialists |
Prescription medicines
Maximum benefit per item: $50.
Annual maximum (single): $300.
Annual maximum (family): $600 (per individual same as single, up to family cap).
Only covers PBS-listed prescriptions from a doctor.
Excludes: non-doctor-prescribed, non-PBS medications.
Not covered
Dental, physio, osteopaths, chiro, naturopaths (unless meeting MBS requirements).
Drugs not prescribed by a doctor or not on PBS.
Optical charges.
Co-payments under Australian law or above MBS Fee.
Service fees not included in policy benefits.
Waiting periods and transfers
Pre-existing conditions waiting period
12 months from arrival in Australia or student visa grant date (whichever is later).
2 months for pre-existing psychiatric conditions.
What counts as pre-existing
An ailment, illness, or condition with signs or symptoms (per medical practitioner opinion) in the 6 months before:
Arrival in Australia, or
Student visa grant date (whichever is later).
Includes secondary or related conditions arising directly from a pre-existing condition. Includes conditions present but not yet diagnosed at arrival or visa grant.
Transferring from another OSHC fund
Members transferring from another OSHC fund must:
Provide documentary proof of cover period with the previous fund.
Obtain a clearance certificate from the current OSHC fund.
Allianz Care will count the prior cover period when assessing pre-existing condition waiting periods.
How to access
If not yet connected, contact the Edvisor account manager to enable Allianz Care on the account.