GuardMe Europe: policy restrictions and digital services
Last updated: May 6, 2026
GuardMe restrictions: max age 74, max 12 months continuous, study/cultural/internship trips only, 14-day delayed activation. Digital Doctor: free 24/7 multilingual telemedicine via White Horse Insurance Ireland.
Key rules and digital services for all GuardMe Europe policies.
Policy restrictions
Digital Hub: Digital Doctor Telemedicine
- Underwritten by White Horse Insurance Ireland DAC.
- 24/7 medical support via phone and video.
- Multilingual.
- Free as part of GuardMe policy.
- Fully EU GDPR compliant.
- Coordinated with GuardMe's 24/7 assistance hubs for immediate intervention if needed.