Medibank Essentials OSHC: coverage details
Last updated: May 6, 2026
Medibank Essentials OSHC coverage: hospital + medical at MBS rates, $70 per prescription with $300/$600 annual limits. Excludes contraceptive/cosmetic medications.
Medibank Essentials OSHC is the Australian visa-compliant student health cover product available on Edvisor.
Hospital cover
Pays towards admitted hospital services as a private patient. Out-of-pocket may apply above benefit amounts.
Medical cover
Prescription medicine
- Member contribution: $30 per item.
- Medibank pays: up to $70 per item.
- Annual limit single: $300.
- Annual limit couple/family: $300 per member, $600 per membership.
- Only covers prescription-only medicines from a doctor for treating illness/injury.
- Excludes contraceptive or cosmetic prescriptions, plus excluded service prescriptions.
Annual limits
Maximum benefits payable per member or membership per calendar year (Jan 1 – Dec 31).