Bupa OSHC
Last updated: October 27, 2026
Bupa is an Australian OSHC provider. Three products on Edvisor: OSHC Standard, Advantage Single (auto-available), Advantage Couple (requires agreement). Visa-compliant for Australian students.
Bupa is an Australian healthcare provider offering Overseas Student Health Cover (OSHC) for international students on Australian student visas.
Available on Edvisor
Recruitment markets: All markets.
Destination market: Australia only.
Products: Bupa OSHC Standard, Bupa Advantage Single, Bupa Advantage Couple (with extra agreement).
Why Bupa
Access to Members First, Network, and public hospitals.
Up to 100% of MBS fee on doctor and specialist services.
Mental health and medical repatriation included on Advantage.
24-hour Student Advice Line.
How to access
Bupa OSHC Standard and Advantage Single are immediately available to all Edvisor agencies.
For Advantage Couple, contact the Edvisor account manager to set up the agreement.
Bupa OSHC Standard: coverage and exclusions
Bupa OSHC Standard is the entry-level Australian visa-compliant OSHC policy.
What's covered
Service | Bupa pays |
|---|---|
Members First, Network, and public hospitals | In-patient services, accommodation, theatre fees |
Hospital services | 100% MBS fee for clinically required inpatient treatment |
Doctors and specialists | Up to 100% of MBS fee in or out of hospital |
Pharmacy | $50 per prescription after PBS co-payment |
Emergency ambulance | Unlimited |
Medical repatriation | Yes, for life-altering or terminal illness |
Private room | Where available, or $50 refund for overnight stays at Members First hospitals |
OSHC Extras (supplemental)
Optional add-on plan covering extra services with annual visit limits:
Dental check-ups, physio, chiro, podiatry.
No out-of-pocket up to annual cap.
Waiting periods
Condition | Waiting |
|---|---|
Pre-existing conditions (except psychiatric) | 12 months |
Pregnancy-related | 12 months |
Treatment after accidents (post-joining) | None |
Emergency treatment per Important Information Guide | None |
Not covered
Procedures not approved by the Medical Services Advisory Committee.
Procedures not recognized by Medicare.
Experimental treatments.
Respite care.
Elective cosmetic surgery.
Bupa Advantage: coverage
Bupa Advantage is the premium OSHC product, adding mental health and medical repatriation as core coverage.
Two versions
Bupa Advantage Single (Student): Available to all Edvisor users.
Bupa Advantage Couple (Student & Dependant): Requires special agreement with Edvisor.
What's covered
Service | Bupa pays |
|---|---|
Members First, Network, and public hospitals | In-patient services, accommodation, theatre fees |
Hospital services | 100% MBS fee for inpatient treatment |
Doctors and specialists | Up to 100% MBS fee, in or out of hospital |
Pharmacy | $60 per prescription after PBS co-payment |
Emergency ambulance | Unlimited |
Medical repatriation | For terminal or life-altering illness |
Mental health (Advantage only) | No GP care plan required |
24-hour Student Advice Line | Included |
OSHC Extras | Optional |
Couple version specifics
Health coverage for international student couples in Australia.
Dependants can work 40 hours per week.
Easy claims via online or mobile app.
Waiting periods
Condition | Waiting |
|---|---|
Pre-existing conditions (except psychiatric, where none) | 12 months |
Pregnancy-related | 12 months |
Accidents post-joining or emergency treatment | None |