GuardMe offers specialized insurance solutions with a global focus that is explicitly tailored to the international education sector. Find out why it stands out as the top choice on Edvisor.
Bu makalede...
- About GuardMe Europe
- What Sets GuardMe Europe Apart?
- Key Features and Benefits of GuardMe Europe Products
- GuardMe Europe Product and Policy Restrictions
- Digital Hub
- Claim Process
- Links of Interest and Documentation
- How to sell GuardMe Europe on Edvisor
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About GuardMe Europe
GuardMe International Insurance, boasting over 25 years of expertise, is one of the world's largest and most distinguished providers of student insurance, focusing on premium solutions tailored to the international education industry.
They partner exclusively with high-achieving agents, organizations, and institutions globally with a B2B emphasis.
In alignment with this selective approach, Edvisor is the exclusive provider of GuardMe products for non-European companies. GuardMe is also recognized internationally as an award-winning insurance provider.
🌟 Edvisor is the exclusive provider of GuardMe products for non-European companies.
What Sets GuardMe Europe Apart?
At GuardMe International Insurance, several key differentiators distinguish them from other insurance providers in the market:
- Exclusive Focus on International Students: GuardMe specializes in tailored insurance for international students, deeply understanding their unique needs and challenges.
- Extensive Medical Coverage: GuardMe offers up to 10 million euros in medical coverage, including treatments at any public or private clinic or hospital for unexpected medical conditions.
- Flexible and Affordable Policy Options: Students can choose from various options that provide medical, travel, and cancellation coverage, ensuring they are protected without financial strain.
- Exceptional Customer Service: GuardMe provides multilingual support, ensuring clear communication and prompt assistance for a diverse clientele.
- Pre-Existing Conditions: GuardMe covers a wide range of preexisting medical conditions.
- Direct Billing: GuardMe ensures direct billing for inpatient treatments and offers pre-arranged direct billing for outpatient treatments, eliminating the need for students to make upfront payments.
- Global Network of Support: GuardMe has a robust network of healthcare providers and partners worldwide, ensuring students access quality medical care wherever they are.
- Commitment to Partners: Most importantly, GuardMe values and protects partners' brands by treating every student with dignity and respect as they navigate new cultures and experiences abroad.
Key Features and Benefits of GuardMe Europe Products
GuardMe provides worldwide insurance coverage for students and staff, individuals or groups, dependents, and family members of the insured, allowing them to travel anywhere in the world.
Additionally, GuardMe collaborates globally with study abroad agencies and education providers to support students engaged in language schools and camps, cultural programs, academic exchanges, internships, and primary and secondary education in independent, private, and boarding schools, as well as universities and colleges.
Main benefits
- GuardMe offers policies for stays ranging from a minimum of one week to one year. This Worldwide Policy applies to all origins and destinations.
- Coverage includes medical expenses of up to 10,000,000 euros and third-party liability of up to 2,000,000 euros.
- Additionally, no excess charges exist, meaning students don’t have to worry about extra costs.
- Leisure trip coverage includes up to 21 days per trip for students travelling to neighbouring countries, which is ideal for long-term students.
- GuardMe’s policies also cover an extensive list of sports and activities and provide free online or telephone GP support 24/7 via Digital Doctor.
GuardMe Europe Product and Policy Restriction
GuardMe offers three distinct policies on Edvisor:
Multi-Risk Premium
- Emergency medical & repatriation expenses up to €10Million.
- Direct billing.
- No excess.
- Many PECs covered.
- Personal accident up to €25,000.
- Delayed & missed departures up to €80 and €7,500.
- Baggage delay & loss, personal money and travel documents are covered up to €2,000.
- Personal liability up to €2Millions.
Multi-Risk Premium + Cancellation
Multi-Risk Premium + Cancellation shares all the features of Multi-Risk Premium but additionally includes also all the Travel Plus Cancellation coverage features:
- Cancellation & Curtailment Up to €7,500.
- Personal accident up to €25,000.
- Delayed & missed departures up to €80 and €7,500.
- Baggage delay & loss, personal money and travel documents are covered up to €2,000.
- Personal liability up to €2Millions.
✔️ Ideal for extensive medical coverage, including access to private facilities and additional benefits not provided by home insurance or the European Health Insurance Card (EHIC).
⚠️ Once issued, this policy cannot be cancelled or refunded.
Travel Plus Cancellation
The primary characteristic of this product is the absence of medical coverage. The main features that also share with Multi-Risk Premium + Cancellations include the following:
- Personal accident up to €25,000
- Delayed & missed depts up to €80 and €7,500
- Baggage delay & loss, personal money and travel documents are covered up to €2,000
- Personal liability up to €2Millions.
👉 Perfect when medical insurance is not needed, such as trips where the school includes medical insurance (usually in the US and Canada).
Policy Restrictions
At GuardMe, they are dedicated to consistently delivering the best services at competitive prices by adhering to a few fundamental yet essential rules:
- The maximum age for all benefits is 70 years, inclusive.
- The duration of a continuous trip is capped at 12 months. (It can be extended beyond 12 months if requested).
- Their insurance is tailored explicitly for study, cultural, and internship trips.
- Delayed activation is permitted, with a 14-day moratorium.
- Policies can be issued as early as 9 months before the departure date.
GuardMe Europe Digital Hub
One of GuardMe's standout digital services is the Digital Doctor Telemedicine, underwritten by White Horse Insurance Ireland DAC.
This service provides 24/7 access to medical support via telephone and video in multiple languages. It is also offered entirely free as part of the GuardMe Insurance policy and adheres fully to EU data protection regulations, ensuring privacy and security.
Additionally, the service is seamlessly coordinated with GuardMe's 24/7 assistance hubs, ready to intervene if immediate treatment is necessary.
Claim Process
Now, let's learn how to make a claim!
First, always ensure you have the Certificate Policy Number of the person you are claiming for.
If it is urgent, call the emergency assistance service before every visit to the hospital. This allows them to check if it is a pre-existing health condition and authorize direct billing to us.
For any other claim related to reimbursement requests, you can contact GuardMe's customer service via email or phone.
Important contact details
Emergency assistance service: +420 221 860 685 👩⚕️
Reimbursement requests:
- 📩 guardmeclaims@euro-center.com
- 📞 +34 919 491 586
😀 Claims can be opened by either the student or their travel agent.
Links of interest and other documentation
How to start booking GuardMe through Edvisor’s Insurance Marketplace
If you are not yet connected with GuardMe, schedule a call with your Account Manager, who will help make them available on your Edvisor platform.
Once connected, you can begin including their insurance plan(s) in your quotations as well as booking policies by paying the net price directly on your platform via credit or debit card.
Improve your insurance operation with the Edvisor’s Insurance Marketplace
At Edvisor, we are 100% committed to supporting you with your insurance operation, improving your efficiency, and helping you generate extra revenue for your business. Please arrange a meeting with your account manager for any training or support.