StudyInsured Essential Plan: coverage details
Last updated: May 6, 2026
StudyInsured Essential Plan: $5M CAD coverage, no deductible. Comprehensive medical, mental health, dental, family transportation, repatriation. International students under 65 + accompanying family/teachers. Pre-existing covered if stable 90 days prior.
StudyInsured's premium plan, with the highest coverage amounts.
Eligibility
- International students under 65 years old.
- Accompanying spouses, children, teachers, chaperones.
Coverage amount
Up to $5,000,000 CAD per insured person (or $25,000 for infants under 6 months). No deductible.
Key benefits
Travel rules
- Pre-existing conditions covered if stable 90 days before policy start.
- Travel allowed: majority of coverage period in Canada, US up to 30 days/visit.
- Home country excluded unless part of school-sponsored event.
- Pre-approval required for surgeries, major testing, or treatment abroad.