Allianz Care Standard OSHC: coverage details

Last updated: May 6, 2026

Allianz Care Standard OSHC coverage: hospital (public + private agreement), medical (GP, specialists), prescriptions (PBS-listed only, $50/item, $300/$600 annual). Excludes dental, optical, physio, non-PBS drugs.

Allianz Care Australia Standard OSHC: medical and hospital benefits for international students in Australia.

Hospital cover

Medical cover

Prescription medicines

  • Maximum benefit per item: $50.
  • Annual maximum (single): $300.
  • Annual maximum (family): $600 (per individual same as single, up to family cap).
  • Only covers PBS-listed prescriptions from a doctor.
  • Excludes: non-doctor-prescribed, non-PBS medications.

Not covered

  • Dental, physio, osteopaths, chiro, naturopaths (unless meeting MBS requirements).
  • Drugs not prescribed by a doctor or not on PBS.
  • Optical charges.
  • Co-payments under Australian law or above MBS Fee.
  • Service fees not included in policy benefits.

Source: https://help.edvisor.io/insurance/allianz-care-oshc