Allianz Care Australia OSHC

Last updated: October 9, 2026

Allianz Care Australia is one of the largest Australian Overseas Student Health Cover (OSHC) providers for international students, workers, and visitors.

Part of the Allianz Group, operating in 70 countries with 100 million customers worldwide. Brand history: Worldcare (1983) → Mondial Assistance (2001) → Allianz Global Assistance (2012) → Allianz Care (2020).

Available on Edvisor

  • Recruitment markets: Worldwide.
  • Destination market: Australia only.
  • Product: Standard OSHC. Australian visa-compliant.

Standard OSHC coverage

Allianz Care Australia Standard OSHC: medical and hospital benefits for international students in Australia.

Hospital cover

Medical cover

Prescription medicines

  • Maximum benefit per item: $50.
  • Annual maximum (single): $300.
  • Annual maximum (family): $600 (per individual same as single, up to family cap).
  • Only covers PBS-listed prescriptions from a doctor.
  • Excludes: non-doctor-prescribed, non-PBS medications.

Not covered

  • Dental, physio, osteopaths, chiro, naturopaths (unless meeting MBS requirements).
  • Drugs not prescribed by a doctor or not on PBS.
  • Optical charges.
  • Co-payments under Australian law or above MBS Fee.
  • Service fees not included in policy benefits.

Waiting periods and transfers

Pre-existing conditions waiting period

  • 12 months from arrival in Australia or student visa grant date (whichever is later).
  • 2 months for pre-existing psychiatric conditions.

What counts as pre-existing

An ailment, illness, or condition with signs or symptoms (per medical practitioner opinion) in the 6 months before:

  • Arrival in Australia, or
  • Student visa grant date (whichever is later).

Includes secondary or related conditions arising directly from a pre-existing condition. Includes conditions present but not yet diagnosed at arrival or visa grant.

Transferring from another OSHC fund

Members transferring from another OSHC fund must:

  • Provide documentary proof of cover period with the previous fund.
  • Obtain a clearance certificate from the current OSHC fund.

Allianz Care will count the prior cover period when assessing pre-existing condition waiting periods.

How to access

If not yet connected, contact the Edvisor account manager to enable Allianz Care on the account.